If you are an International Experience Canada (IEC) visa holder and want to claim travel insurance, you can consult with the insurance brokers. As visitors to Canada, insurance policies do not provide the same coverage as the governmental health care plan that you have in your home country. Visitors to Canada insurance policies are not for non-emergency or routine care situations, as these policies are only intended for accidents and emergencies.
There are two types of insurance plans that are suitable for a range of people, including insurance policies covering stable pre-existing medical conditions and insurance policies with coverage for winter sports. Your travel insurance covers several situations, such as exclusions, conditions and limitations. However, it could not be reclaimed in many conditions, such as injuries during drinking, pregnancies, sports injuries, pre-existing medical conditions, etc.
You will be told what documents are required to submit for your claim when you make an initial call to claim. You must fill out a claim detailing the medical situation by providing evidence of your accident or injury. The evidence and forms that you are required to submit are claimed dependent and include a full, completed claim form. Original, itemized bills from the medical provider with the patient information and details of the diagnosis are required for claiming the insurance.
You must have original prescription drug receipts and written proof of the claim within 90 days of claiming the insurance. A copy of your airline ticket and passport confirming travel dates and entry into Canada with additional information relevant to the claim as may be required. Your claim assistance or insurance brokers provider will tell you the required documentation when you submit the claim.
This will likely result in the non-payment of your claim if the claim information is not provided in time. Thus, the documents and information requirements must be submitted within your claim time limits as detailed in your policy wording. After receiving the proof of claim to pay you or deny the insurance claim, insurance companies may take up to 60 days.
This length of time could vary depending on the complexity of a claim. There will also be a possibility of delay in processing your claim if additional information is required or there is incomplete information. It is also possible that your claim could be invalidated. Thus, to avoid these unforeseen delays, you must regularly check for correspondence and supply all applicable evidence and information alongside your claims forms within your policy claim time limits.
At Insure Horizons, we acknowledge that life is a captivating journey and is meant to be lived fully without any worries and fear of the unknown things happening. That is why we are providing you security by ensuring your presence and laying the foundation for an extraordinary future. We aim to help our customers from different walks of life. For this, we offer a wide range of insurance services and plans that cater to your needs.
We at Insure Horizons use our years of expertise to provide the best service for each of our customers. Not only this, we also offer customizable insurance plans, as we understand that every person has different needs. Our wide range of insurance services covers health, life, international student insurance, and travel insurance.
