Super visa is a mandatory emergency medical insurance that is meant for parents or grandparents who are visiting their family in Canada. The family is expected to purchase this insurance before arriving in Canada, with coverage of at least $100 000, which must be valid for no less than 1 year from the date of entry, and it must cover health care, hospitalisation, and repatriation. With the super visa, families are able to have lengthy visits since the entry is up to 5 years per person, with the possibility of multiple entries within ten years. As you read this blog, you will be able to know what it is all about, what it covers and a guide for its application.
What does super visa insurance cover?
- Hospitalisation: Semi-private room and board
- Medical professionals: Doctors, surgeons and nurses
- Diagnostics: X-rays, lab tests, MRIs and Ultrasound
- Emergency services: Ambulance
- Dental services: Emergency pain relief or injury
- Medication: Limited supply
- Repatriation: Retention of remains if needed
- Accidental death and dismemberment
The importance of getting Super visa insurance.
Longer stays: The standard visitor visa is for 6 months, whilst the super visa allows an extended time for parents or grandparents for up to 5 years, with the possibility of extension of 2 years to prolong visitation. This gives the family adequate time to reunite.
Multi-entry: Super visa is for multi-entry if valid for 10 years, which allows families to visit without having to reapply for new visas.
Avoids PR wait times: This visa makes it favourable for families that have been separated for a prolonged time by the PGP program (Parents and Grandparents Program). It also allows families to unite for a long period of time.
How can I apply for Super Visa Insurance?
Find an insurance that offers a super visa policy: Ensure to find authorized insurance service providers that will help you understand the insurance and its policy. The insurance must be for 1 year, starting from the day of arrival, and the dates must be in accordance with the day of arrival and the day on which the insurance is in effect. Furthermore, the insurance must be for at least $ 100,00.
Purchase and get documentation: The payment for this policy is requested to be in full, and if possible, you can pay in installments and ensure to collect the documentation of the policy that has the coverage dates (from start to end) and proof of payment. These documents will be needed when applying for the visa, which is required under the IRCC.
Conclusion
This insurance is about ensuring that your family is safe and has adequate access to medical services throughout their stay in Canada, which brings relief to the family. When applying for a Super Visa, you can reach out to us at Insure Horizons. Mr. Jas Hans can help you with the medical questionnaire, a clean and well-guided quote for the super visa and proof of payment. All you need to provide is the profile details, the travel dates and documents of any pre-existing conditions, and we will be here to help you.
FAQ’s
1. What are the basic requirements for the Super Visa insurance?
The insurance must be a minimum of $100,000, valid for at least one year. The insurance must cover health care, hospitalisation, and repatriation. It must be paid in full or, if possible, in installments. The applicants must provide any other medical documents if they have had a previous medical condition.
2. Is it mandatory to renew the Super Visa insurance?
If the parents/grandparents plan to extend their stay for more than one year, then the insurance must also be renewed to meet the requirements of the visa policy.
3. Who purchases the Super Visa insurance policy?
The host (child/ grandchild) who is a Canadian citizen is the one to apply for Super Visa insurance. They must present the details of their parents who are visiting, with their dates of visiting and any other medical documents.
